WHAT TO EXPECT IN THE LONG-TERM
Injuries from bicycle and pedestrian accidents can range from minor bumps and scrapes to severe, lifelong problems. Because the human body is no match for a motor vehicle, riders and walkers are vulnerable.
Common serious injuries resulting from these types of incidents include head trauma (even when the rider is wearing a helmet), broken bones, spinal injuries , or soft-tissue damage, like whiplash. Sometimes these injuries require surgery or long recovery times. Victims can experience chronic pain, low mood, and difficulty returning to work. Post Traumatic Stress Disorder is a common, latent outcome of this type of collision. In the worst cases, collisions between a motor vehicle and a cyclist or pedestrian result in loss of vision, amputation, or death.
It can be intimidating to get back onto your bike or your walking route after an accident. Just as you would see a physician or and physiotherapist to help your body get back to normal, you may seek the help of a counselor to aid you in your emotional recovery after such a scary incident.
Part 7 (No-Fault Benefits)
In BC, every cyclist and pedestrian is covered by Part 7 of the Insurance Act, also called No-Fault Benefits. This means that if you are a cyclist or pedestrian in an accident involving a motor vehicle, you can receive compensation for any medical treatments you might require. Also, this compensation extends to recovery time that prevents you from working and treatment for emotional trauma. You may qualify for compensation if you have a family member who was seriously injured or killed in an accident, or if you were a victim of an accident caused while trying to avoid a primary collision with a motor vehicle. A lawyer can help you determine what benefits you may qualify for and fight for your just compensation.